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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
,investing,investing for beginners,investing in your 20s,how to invest,how to invest in real estate,how to invest in stocks,stock market investing,stock market investing for beginners,stock options,robinhood,robinhood app,best stock trading app,how to be a millionaire,how to be a millionaire in 3 years,credit score,credit score explained,credit card,credit cards for beginners,passive income,how to build wealth,how to build wealth in your 20s,real estate 101,PvUE5JZBjnE,, Politics,Society, channel_UCV6KDgJskWaEckne5aPA0aQ, video_PvUE5JZBjnE,Take your personal data back with Incogni! Use code GRAHAM at the link below and get 60% off an annual plan: https://incogni.com/graham | Let's talk about the Donald Trump Tariff Plan and how this could affect the economy in 2025 - Enjoy! Add me on Instagram: GPStephan
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WHAT IS A TARIFF:
A tariff is essentially an extra "tax" imposed when importing goods from one country to another, designed to make foreign products more expensive and encourage consumers to buy locally, which benefits the domestic economy. However, it's important to note that this 'tax' is paid by the person or company importing the products - not by the country that makes the product. So, if Apple imports from China - Apple is responsible for paying the tariff - not China.
BENEFITS OF TARIFFS:
-They protect US Companies from Foreign Competition.
-Increased Job Growth.
-Higher Government Revenue.
-Favorable Trade Negotiations.
DOWNSIDES OF TARIFFS:
-Higher Prices For Everyone
-Retaliation From Other Countries
-A Decline In Economic Growth
-Less Competition Could Lead to Less Innovation
TARIFFS IN 2025:
On November 25th, it was announced that Trump would enact an executive order to create “an additional 10% tariff on Chinese imports, as well as an additional 25 percent tariff on Mexico and Canada.” These tariffs would continue until China, Mexico, and Canada addressed the movement of 'bad things' and undocumented people across the US border - and, the impact could be pretty significant.
After all, in response to these announcements, “Canada and Mexico said that they would retaliate with tariffs on U.S. products if tariffs on their U.S. exports were imposed” - and, as you would expect, China reflected the same sentiment, shortly after. Mexico’s president even said that “neither threats nor tariffs will solve the issue of migration or consumption of bad things." (I made this PG for YouTube).
IMPACTS:
If history is any indication, Trump can move forward with tariffs using rather specific law, they wouldn’t be the “economic boom” that some people think it would be, and instead, it’s said that “The measures proposed could hit a number of strategic US industrial sectors hard, add approximately $272 billion a year to tax burdens, raise goods prices, lift interest rates, and sap strength in an already-vulnerable household sector.”
To make matters worse, in terms of existing tariffs: In 2022, they generated $80 BILLION DOLLARS for the US Government - which, was just 2% of all tax revenue - enough to keep the government running for just 15 days. This pretty much suggests that it would be IMPOSSIBLE to fund the US government with tariffs alone, and this is purely ‘wishly thinking’ with no chance of actually becoming a reality.
WHY TARIFFS NEXT YEAR?
The reality probably lies somewhere in the fact that the upcoming administration believes that our reliance on China is seen as a bad thing, both economically and politically - and, he could threaten tariffs as a way to negotiate a more favorable trade deal for the United States.
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,1,Let's discuss the England / U.K. Banking & Bond Crisis, the chances of a global recession, and what this means for all of you watching - Enjoy! Add me on Instagram: GPStephan | FOLLOW MY NEWSLETTER FOR URGENT UPDATES HERE: http://grahamstephan.com/newsletter
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THE BANK OF ENGLAND:
This begins with what’s known as a “Defined Benefit Plan,” where employees are promised a proportion of their salary throughout retirement. To ensure that the Pension properly funded, there needs to be a certain amount of money to generate enough of a return to pay out their population - and, they do this by buying bonds.
In a normal market, a fund could very well borrow money - buy bonds - and then pay the loan back while making a little extra profit. But, in a 2022 market, where bond values are declining….those same funds would borrow money…collect less from the bond than they were expecting…and, OWE MONEY by the end of the term.
Typically, Funds like this have cash on hand to cover any type of unexpected emergencies, but when funds were losing money at such a fast pace - they ran out of cash reserves and couldn’t come up with enough collateral, which forced them to sell anything they could to stay afloat.
This led to a “Bank Run” where - pensions began selling UK Bonds to reduce their exposure to falling prices…which then…caused prices to fall…causing more pensions to sell…causing prices to fall further…and, pretty soon…they completely run out of liquidity.
As a result, the Bank of England made the choice to step in and PURCHASE falling bond prices to stabilize the market - essentially acting as a backstop to prevent prices to falling any further.
However, the LARGER issue isn’t so much the UK Bond Market Collapse - but, instead, the fact that the world is quickly losing faith in their government, who they believe may not be equipped to handle whatever fallout could come in the near future.
Because of this global turmoil, inflation has become a WORLD WIDE problem, and countries are constantly looking for a safe place to park their money. Since the United States raised THEIR interest rates the fastest, and is seen as the most secure, everyone is buying up the Dollar.
Even though this can be good for the United States, our imports become less expensive, and that can help drive inflation down, for the REST OF THE WORLD, they’re spending MORE OF THEIR OWN CURRENCY to buy those US dollars - and, that poses a substantial risk that - the dollar could simply become too expensive, and eventually do more harm than good.
In fact, based on one reported estimate from Credit Suisse, “every 8% to 10% jump in the dollar leads to, on average, a roughly 1% hit to U.S. companies’ profits.”
But, in terms of the impact HERE in the United States, for most of the SP500 that operates internationally…a strong dollar is seen as a NEGATIVE for revenue and growth - and, as a result - the market has fallen.
For example, it’s noted that “non-domestic sales of companies in the S&P 500 make up around 35% to 40% of total revenue” - so, a stronger dollar puts more strain on their international customers to make purchases. On top of that, it’s said that “industrials, materials, consumer staples and technology are the most sensitive to a stronger U.S. currency,” and - when they make up a large portion of the index - it’s inevitably going to drive prices down alongside with it.
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
,1,Lets discuss how to build a million dollar net worth, starting from $0, in 10 years - Enjoy! Trade Bitcoin, Doge, and other crypto with low fees on FTX. Use my referral code GRAHAM and get up to $100 FOR FREE: https://ftx.us/partners/graham - Add me on Instagram: GPStephan
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HOW TO BE A MILLIONAIRE IN 10 YEARS:
ONE: You NEED to save as much money as possible.
As simple as it might be to say: without this part, the ENTIRE plan fails…and, when it comes to increasing your net worth, at the end of the day…it doesn’t matter how much you make…but instead, how much of that you’re able to save.
TWO: You ALSO need to make a lot of money.
Working ANY job that pays based on RESULTS or individual TASKS…your income will SKYROCKET, because NOW - hours no longer make a difference. Personally, I think sales are one of the most under-rated careers out there, because it often serves as a stepping to earning a higher income, while teaching you everything you need to know about time management, customer service, and efficiency….not to mention, it could also provide funding for just about anything else you want to do, later.
THREE: Realistically, you’ll also have to invest your money.
As an example, just consider this: If you SAVE your way to $1,000,000 in 10 years…you’ll have to put away $273, every single day - or, $8333 per month - to make that a reality. BUT…if you just INVEST that money, instead….you can get there with “just” $158 per day, or $4750 per month, while averaging an 8% return…or, in other words…you need substantially less if you’re consistently putting your money to work.
THE PRACTICAL STEPS:
First, cut back as many expenses as much as you possibly can.
Figure out the BARE MINIMUM that you need to survive, with some discretionary spending thrown in every now and then…and, from that point on- anything you make above that amount will be automatically invested.
Second, determine how you can make more money.
Perhaps look into switching careers, learning a trade, starting a side hustle, or starting a low-overhead business from home. The fact is, this isn’t going to be possible if you earn under $50,000 per year…but, the GOOD NEWS is that there are PLENTY of ways to make extra money, if you’re willing to put in the time.
Third, once you have enough money saved up - I would highly recommend you reduce, or even eliminate your entire housing cost by investing in a multi-family property.
This is where you buy a multi-family home, like a duplex, triplex, or fourplex, then live in one of the units and rent the others out. Typically, when done right, those other units will cover the entire cost of owning the building - and all of a sudden, you’ve got a free place to stay, while allowing you more money left over to re-invest.
And fourth, you can keep repeating that process every 2-3 years.
For example, banks allow you to get a low interest rate loan, as a primary residence, with up to 4 units - as long as you intend on living there for a year. That means, you can buy a cash flowing property - move in one of the units…wait for another one to come along…buy that, rent out the previous unit…and start the process over again, while gaining equity and cashflow at the exact same time.
At the end of the day, building up a $1 million dollar net worth is all about numbers - and, even though your spending tends to be the EASIEST to control and point you in the right direction - your income is the speed at which you’ll hit your target.
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
,1,Lets discuss the $30 Trillion Dollar US Debt, why the Federal Reserve is raising rates, and how this could be a problem for the future of the market - Enjoy! Add me on Instagram: GPStephan
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THE DOLLAR MILKSHAKE THEORY:
This is based on the fact that - the US dollar serves as the reserve currency for the entire world.
However, as other countries begin to slow down, relative to the United States, their currencies DECLINE in value, making it more expensive to pay for good and services in US dollars…right at a time where they can least afford it. It’s called a “Milkshake Theory” because - in this scenario - the US would extract more dollars from around the world, resulting in cascading defaults throughout every other large economy.
All of that is to say that - people are borrowing more, to pay for products and services that cost more, and - if the economy enters a sharp, and sudden recession - DURING a time where interest rates are going UP - people may have a MUCH MORE difficult time paying down their debts.
Effectively, borrowing can only be sustained for so long until - eventually - it’s going to result in a time in which people begin to cut back…substantially. In fact, JP Morgan just recently came on record to say that “they’re bracing themselves and we’re going to be very conservative with our balance sheet” - while, at the same time, banks become WAY more careful in terms of who they lend money to.
On the one hand, in terms of our own National Debt - some experts say that - when you look at our debt, in relation to how much we MAKE - it’s actually NOT that bad, and we’re actually quite a lot lower than many other countries. You can see here that, sure, we might OWE the most amount of money…but, we also MAKE quite a lot of money, as well.
HOWEVER…others say that this debt is a a massive issue…because, over the next three decades…it’s projected to increase past 200% of GDP…at the same time when “interest payments” would be the single largest US Expense. At that point, social programs and spending would be severely reduced - and, we’d be forced to go further and further into debt, hurting our entire economy as resources dry up.
That’s why - we’re in a weird spot. On the one hand, The National Debt isn’t an urgent issue - and, it could be easily swept under the rug for another few decades…BUT…we ALSO can’t have an economy with perpetual 8% inflation…so, there’s no other choice but to raise interest rates, shock the market, and then - hope that demand will eventually match supply.
So, in terms of what to PRACTICALLY DO…realistically, it’s best to stay away from ANY AND ALL CONSUMER DEBT, avoid variable interest rate loans, and ALWAYS do your best to save at least 20% of your income. This should put you in a better position to weather any economic uncertainty, and continue investing during a time where prices are lower.
My ENTIRE Camera and Recording Equipment:
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
,1,President Joe Biden responds to former President Donald Trump's alleged comments calling veterans who were injured or died during combat 'losers,' as they face off in the first Presidential Debate of 2024, live from CNN Studios in Atlanta, Georgia. #BidenTrumpDebate #CNNPresidentialDebate #veterans
,1,Putin Arrives in North Korea, Vows Stronger Ties With Kim Jong Un
Russian President Vladimir Putin has arrived in North Korea, signalling stronger ties between the two nations as Moscow seeks weapons to support its war in Ukraine. North Korean leader Kim Jong Un greeted Putin upon his arrival in Pyongyang early Wednesday. They conversed briefly before heading to the Kumsusan State Guest House, where Putin is staying. The two leaders discussed enhancing North Korea-Russia relations. This visit marks Putin's first trip to North Korea since 2000 and is notable for both leaders, especially given Kim's isolation since the Covid-19 pandemic.
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Vladimir Putin | Kim Jong Un | Russia | North Korea | Ukraine | Russia Ukraine War | US | Firstpost | News Live | World News | Latest News | Global News | International News | News | Trending News
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,1,House Republicans are holding a hearing today, in an attempt to impeach Homeland Security Secretary Alejandro Mayorkas. The push comes after a yearlong inquiry into the increase in border crossing across the U.S.-Mexico border. A formal impeachment vote in the full House could come as soon as next week.
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,1,The New Hampshire presidential primary, just days away, feels a bit different this year. The GOP field is now narrowed to three candidates and winning the nomination is a longshot for two of those three. The incumbent Democrat, President Biden, is not competing in the state after national Democrats tried removing New Hampshire’s first-in-the-nation status. The Hill's Cate Martel explains the distinct absence of the usual frenzy.
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,1,Go to http://public.com/graham and use code GRAHAM and you’ll receive a randomized free stock worth up to $1000 once you open an account! Add me on Instagram: GPStephan | Add me on Instagram: GPStephan
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JULY 2022 INFLATION READINGS :
The HIGHEST category throughout this last month was almost completely isolated to ENERGY, with an overall increase of 7.5% month over month. This includes a whopping 10.4% increase in the cost of energy commodities, and an 11.2% increase in the cost gasoline. The other type of utility gas was also up by 8.2%…leading, of course, to that headline number increasing SO MUCH higher than expected.
https://www.bls.gov/news.release/cpi.nr0.htm
On top of that, food also increased by another 1% this month, while new and used vehicles increased by another 0.7% and 1% respectively.
Finally, rental costs increased by 0.8%, which was the largest monthly increase since April of 1986….and, medical care rose by 1.9% in dental services, which was the largest monthly change EVER recorded.
Now, the good news is that, when you EXCLUDE food and energy prices…Core Inflation STILL came in high, at 5.9%, BUT, it’s at the same pace as the month prior - suggesting that - maybe - inflation is beginning to peak?
After all…so far, in the month of July…oil prices have fallen below $100 per barrel…car repos are beginning to add slightly more inventory on to the market…and, commodities are falling on fears of a recession. That, in turn - should soon cause CORE CPI numbers to fall, assuming there isn’t another black swan event that we can’t predict…and, at the end of the day: Energy prices are being skewed by overseas tension…which, the Federal Reserve will have very little of an effect on.
The truth is, inflation numbers like these are a SLIGHTLY lagging indicator…and, even though we can CERTAINLY see that prices are going UP…July’s data is going to be a LOT more telling now that people are cutting back, and some sectors are beginning to soften.
HOWEVER…let's be real: if you own stocks, and you intend to hold them for the next few decades…then, why would it matter if the prices drop further? You should see this as: There’s a Black Friday sale, I’m going to continue buying as I would, normally - and now, I happen to get a good deal. If prices then drop even further, same thing…I’ll continue buying.
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
,1,Lets talk about the Celsius Collapse, why they disabled withdrawals, and how the company can move forward - enjoy! Check out CoffeeZillas video here: https://youtu.be/1nVG8PF4ECU - Add me on Instagram: GPStephan
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
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"CBS Mornings Plus" co-hosts Tony Dokoupil and Adriana Diaz take viewers deeper on the top headlines of the day, from U.S. and world news to entertainment, health and finance stories. The live, third hour of "CBS Mornings" airs at 9 a.m. ET weekdays on CBS-owned stations in Los Angeles, Chicago, San Francisco, Detroit and Miami, and is simulcast on CBS News 24/7, CBS News' national, free streaming news network.
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,1,Actress and activist Jane Fonda talks to CNN's Wolf Blitzer about why she is campaigning for Joe Biden. #CNN #news
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,1,Jessica Burbank and Robby Soave lookback over the last three years as Robby celebrates his third anniversary on the show. #rising #breakingnews
About Rising:
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,1,Direct link to parliament TV, https://parliamentlive.tv/Event/Index/5e1f14d2-72b3-488f-a53c-fc94fee92dac
Link to Hansard full transcript, https://hansard.parliament.uk/Commons/2024-01-16/debates/152B485D-812D-43CC-9D25-C2B651564810/ExcessDeathTrends?highlight=westminster%20hall#contribution-46059AFE-9A03-472B-9364-0BF972E2E7D8
Neale Hanvey
(Kirkcaldy and Cowdenbeath) (Alba)
Time is tight, so I will cut to the chase. I pay tribute to the hon. Member for North West Leicestershire (Andrew Bridgen) for his courage and determination on this important matter. I also challenge the right hon. Member for Knowsley (Sir George Howarth) on his assertion that these were so-called experts at that meeting. They are world-renowned experts in their field; that is just a matter of observable fact.
I want to focus on the safe use of novel mRNA agents and on concerns over their alleged role in driving excess deaths. I repeat a point that I have made previously in this place and directly with the Minister: any agent has the potential to cause harm or injury to the subject. For the avoidance of doubt, the position I have taken is based on decades of involvement in the management and delivery of clinical trials. Politicians who dismiss the data and emerging clinical evidence are acting in a wholly irresponsible manner, and posing a real threat to the duties of honesty and candour at the heart of good clinical practice. If substantiated, the concerns surfacing around falsified or concealed data are the most serious that I can imagine.
I have worked in the same institution as Professor Dalgleish, and his credentials are impeccable.
Addressing this matter is necessary because we are talking about the standards on which good clinical practice, or GCP, is based. GCP is not about a nice bedside manner or knowing what treatment to prescribe; it is a set of internationally recognised ethical and scientific requirements, which must be followed when designing, conducting, recording and reporting on clinical trials that involve people, and have their origin in the declaration of Helsinki.
The rights, safety and wellbeing of trial subjects are the most important consideration, which should prevail over interests of science and society, including commercial or political interests, and I will conclude with a reflection on that important principle. The foundation of good clinical practice is under threat. In their December 2023 pathology research and practice paper on gene-based covid-19 vaccines, Rhodes and Parry gave the following warning:
“Pandemic management requires societal coordination, global orchestration, respect for human rights and defence of ethical principles. Yet some approaches to the COVID-19 pandemic, driven by socioeconomic, corporate, and political interests, have undermined key pillars of ethical medical science.”
None of these clinical experts are quacks or conspiracy theorists. As the Government said so often during the pandemic, we must follow the science
,scott jennings,van jones,politics,2024 us elections,QuL7RkqE4n4,scott jennings , Politics,Society,Television_program, channel_UCupvZG-5ko_eiXAupbDfxWw, video_QuL7RkqE4n4,CNN's Van Jones and Scott Jennings discuss the fallout for Democrats following president-elect Trump's victory and Republicans re-taking control of the Senate.
#election2024 #vanjones #scottjennings #CNN
,1,Dr. Melanie Jay, assistant professor at NYU Grossman School of Medicine, weighs in on the growing popularity of Type 2 diabetes medication semaglutide, more commonly known as Ozempic, Mounjaro and Wegovy, and the craze surrounding people using it as a treatment for weight loss.
,1,#shorts
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,1,President Biden’s allies are ramping up their pitch to older voters as the demographic proves to a surprising bright spot for the incumbent. Last week, the president’s reelection campaign rolled out its Seniors for Biden-Harris effort, which will be led by first lady Jill Biden. The effort will include bingo nights and pickleball events in key states including Wisconsin, Minnesota, Nevada, and Arizona.
,1,On "Forbes Newsroom," Rep. Randy Weber (R-TX) spoke about border security, Sec. Alejandro Mayorkas, and the bipartisan border security negotiation.
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,1,Speaking to reporters at the WWI Meuse-Argonne American Cemetery, President Biden complained about the "idea we had to wait all those months just to get the money for Iraq," when it seems he meant to say, "Ukraine."
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,,z_7QF-cJ1sY,UCupvZG-5ko_eiXAupbDfxWw, Politics,Society, channel_UCupvZG-5ko_eiXAupbDfxWw, video_z_7QF-cJ1sY,President-elect Donald Trump’s defense secretary pick, Pete Hegseth, paid a woman who accused him of sexual assault in a settlement agreement that included a confidentiality clause, according to Hegseth’s attorney.
Attorney Timothy Parlatore said Hegseth denies assaulting the woman and has characterized the October 2017 incident in Monterey, California as a “consensual sexual encounter.”
Monterey city officials last week confirmed that local police had investigated “an alleged sexual assault” involving Hegseth. The city declined to release information about the victim and said it would not release the full police report or comment further on the investigation, citing state public records law.
Hegseth has not been charged in any criminal case or named as a defendant in any civil lawsuit in connection with the incident.
In 2020, Hegseth learned the woman was considering filing a lawsuit, Parlatore said in statement provided to CNN.
Parlatore said the payment to the married woman was of “a significantly reduced amount” and that Hegseth, a veteran turned Fox News host, settled because it was during the “Me Too” movement and he didn’t want to lose his job at the network if the accusation became public. The attorney’s statement did not say how much Hegseth’s accuser was paid in the settlement.
Parlatore said Hegseth felt that he was the victim of blackmail.
CNN spoke briefly with the alleged victim on Thursday. She became visibly distraught at the mention of Hegseth’s name but declined to be interviewed without first contacting her attorney. She said she did not know what she was authorized to say.
Read more on CNN.com
https://www.cnn.com/2024/11/17/politics/pete-hegseth-sexual-assault-settlement-agreement/index.html
#cnn #News
